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Online Banking |
| Now offering free online Home Banking services - check your
balance and history, transfer or withdraw funds, make loan
payments. |
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Problems Accessing Online Banking? |
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If you are experiencing problems with It's Me 247 Online
Banking, please check to see if your computer is using Internet
Explorer 5 or 6 (IE5 or IE6). A recent
bulletin from Microsoft has alerted us that Internet Explorer
versions 5 and 6 are no longer supported by Microsoft, and that
these browsers can no longer be considered secure.
Microsoft offers two new browser versions – IE7 and IE8 – and
both are free. IE Version 9 is also available in beta-test mode
– however, we are not encouraging our members to upgrade to this
version yet.
Other supported web browsers include Mozilla Firefox, Google
Chrome, and Apple Safari. For links to download the new
browsers, please click here:
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Fraud Alerts |
| If you receive the following texts or emails from CUNA or
the "National Credit Union Association", please do not respond
or click on any links provided.
"Please call immediately about restrictions placed on your
account - 888-645-1787"
or
"Your Credit Union Rewards You",
THIS IS AN IDENTITY THEFT SCAM! Please do not call the
number or click any e-mail links!
Someone is trying to get your
personal information. Neither CUNA nor Degussa
Employees Federal Credit Union sent out this email. Please
be aware that the credit union does not collect your personal
information in this manner.
If you are concerned about identify theft, please contact the
credit union to ensure that your account information is correct.
Verify all statements to ensure that the transactions are
correct. Use It's Me 247 home banking to keep an eye on your
account history.
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Welcome! |
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Welcome to Degussa Employees Federal Credit Union, a full-service,
member-owned financial cooperative. Loans, checking and savings
accounts, debit cards and online banking - it's all here for you and
your family! All Evonik employees and their immediate
family members are eligible to join.
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30th ANNUAL MEETING!!
Thursday,
February 23, 2012
Hospitality Time at 5:00p.m.
Meeting begins at 6:00p.m. at
the Credit Union
See Board
Nominees on "About Us" Page
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DOOR
PRIZES!
CASH
DRAWING! |
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NEW ATM AND NIGHT
DEPOSITORY LOCATED
AT THE CREDIT UNION BUILDING
24 Hour Cash at your
Fingertips
Drop off a Deposit or Payment
anytime! Visit our ATM
in the Admin Building on the North-Site of the Mobile Plant. |
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Auto Loan Special Extended - as low as 2.25%** |
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Through December 31, 2011, DEFCU is offering a special
discount of 1% off our already-low vehicle loan rates. This
means that qualified members with great credit will be able to get a
rate as low as 2.25%**! Plus, receive an additional discount
of 0.25% if you agree to have your payments made through payroll
deduction or automatic transfers.
** Reduced rates good through December 30, 2011.
Certain restrictions apply; ask a loan specialist for details.
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Get up to $6,000.00* from your
Credit Union |
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Consolidate Bills
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Home or Car
Repairs
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Unexpected
Expenses
* Apply for up to $6,000.00 in loans. For Qualified
Members based on your credit worthiness and credit score, certain
restrictions apply.
Click
here
to apply online, or call us at (251) 443-3598.
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Lower your Credit Card Rate |
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HOLIDAY RATE
SPECIAL
Get 4.50% APR on your balance transfers to a DEFCU Visa® Credit
Card made between January 7, 2012 and April 7, 2012. Take up to
12 months to pay at this special rate. Any remaining balance
will calculate at your regular low APR. Call us today at (251)
443-3598 and sign up today!
Don’t have a DEFCU Visa® Credit Card?
Apply today and start enjoying the privileges of being a credit
union member!*
*Certain qualifications and fees apply, call for details.
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Need Cash Quickly? |
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Your credit union has these services available:
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VISA CASH ADVANCES*
(Any credit card with the VISA logo) |
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WIRE TRANSFERS*
(Domestic and International)
*Call the credit union for details and applicable fees |
Be an Owner!
Although the Credit Union offers similar services as a bank, the
Credit Union is not a bank. The Credit Union is composed of
members that take part in a not-for-profit, full service financial
cooperative that shares its successes with its members. This
cooperative structure enables DEFCU to distribute profits to the
membership in the form of:
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Higher dividends on savings
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Lower interest rates on loans
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Low or no fees for services
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State-of-the-art technology
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Members are the owners of the Credit Union and each have an equal
voice. Economic democracy is practiced at the Credit Union by you, the
member, voting annually for the Board of Directors. Everyone has a
voice. The credit union idea of self-help monetary services was
created in the mid-19th century and in 1909 the first U.S. credit union
was established. Today, almost 85 million Americans are credit union
members. So, when you say, "DEFCU is my credit union", you really
mean it!
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Hours of Operation
Monday - Friday
8:30AM - 4:30PM
2012 Holiday Schedule
The credit union will be closed:
January 2, 2012
New Years Day
January 16, 2012
MLK Day
February 20, 2012
Presidents Day
February 21, 2012
Mardi Gras Day
May 28, 2012
Memorial Day
July 4, 2012
Independence Day
September 3, 2012
Labor Day
November 12, 2012
Veterans Day
November 22-23, 2012
Thanksgiving
December 24, 2012
Christmas Eve
December 25, 2012
Christmas Day
December 31, 2012
New Year’s Eve
(close at 1:30 p.m.)
While we may be closed on these days, please remember you can always
conduct your credit union transactions through our home banking system -
IT’S ME 247 - or
CU*TALK audio response at
1-800-860-5704
(Access Code 810)
Your Savings are Insured
Credit union funds are insured to $250,000 by the National
Credit Union Administration, a U.S. Government Agency, and backed by
the full faith and credit of the United States Government.
Find out
more about Federal insurance on savings with
NCUA's Share
Insurance Tool Kit - click here.
Privacy
Degussa Employees Federal Credit Union does not ask for
account numbers, passwords or Social Security Numbers through e-mail. If
you receive a request for this information, you should delete it
immediately.
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