Degussa Employees
Federal
Credit Union
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  Online Banking
Now offering free online Home Banking services - check your balance and history, transfer or withdraw funds, make loan payments.

Online Banking Login

  Problems Accessing Online Banking?

If you are experiencing problems with It's Me 247 Online Banking, please check to see if your computer is using Internet Explorer 5 or 6 (IE5 or IE6). A recent bulletin from Microsoft has alerted us that Internet Explorer versions 5 and 6 are no longer supported by Microsoft, and that these browsers can no longer be considered secure.  

Microsoft offers two new browser versions – IE7 and IE8 – and both are free.  IE Version 9 is also available in beta-test mode – however, we are not encouraging our members to upgrade to this version yet.  

Other supported web browsers include Mozilla Firefox, Google Chrome, and Apple Safari.  For links to download the new browsers, please click here: 

 

  Fraud Alerts
If you receive the following texts or emails from CUNA or the "National Credit Union Association", please do not respond or click on any links provided.

"Please call immediately about restrictions placed on your account - 888-645-1787"

or

"Your Credit Union Rewards You",

THIS IS AN IDENTITY THEFT SCAM!  Please do not call the number or click any e-mail links!

Someone is trying to get your personal information. Neither CUNA nor Degussa Employees Federal Credit Union sent out this email. Please be aware that the credit union does not collect your personal information in this manner.

If you are concerned about identify theft, please contact the credit union to ensure that your account information is correct.  Verify all statements to ensure that the transactions are correct.  Use It's Me 247 home banking to keep an eye on your account history.

 

 

Welcome to Degussa Employees Federal Credit Union, a full-service, member-owned financial cooperative.  Loans, checking and savings accounts, debit cards and online banking - it's all here for you and your family!  All Evonik employees and their immediate family members are eligible to join.


 

 

 

 

30th ANNUAL MEETING!!

Thursday, February 23, 2012
 

Hospitality Time at 5:00p.m.

Meeting begins at 6:00p.m. at the Credit Union

See Board Nominees on "About Us" Page

 

DOOR

PRIZES!

 

CASH

 DRAWING!

 

 

E-Statements and Mobile Banking!

Sign up TODAY at

www.degussaemployeesfcu.com

“IT’S ME 247”
On-Line Banking

 


view details

 

NEW ATM AND NIGHT DEPOSITORY LOCATED

AT THE CREDIT UNION BUILDING

24 Hour Cash at your Fingertips

Drop off a Deposit or Payment anytime!

Visit our ATM in the Admin Building on the North-Site of the Mobile Plant.

 

Through December 31, 2011, DEFCU is offering a special discount of 1% off our already-low vehicle loan rates.  This means that qualified members with great credit will be able to get a rate as low as 2.25%**!  Plus, receive an additional discount of 0.25% if you agree to have your payments made through payroll deduction or automatic transfers.  

** Reduced rates good through December 30, 2011.  Certain restrictions apply; ask a loan specialist for details. 
 

  • Consolidate Bills

  • Home or Car Repairs

  • Unexpected Expenses

* Apply for up to $6,000.00 in loans.  For Qualified Members based on your credit worthiness and credit score, certain restrictions apply. 

Click here to apply online, or call us at (251) 443-3598.

 

 

HOLIDAY RATE SPECIAL

Get 4.50% APR on your balance transfers to a DEFCU Visa® Credit Card made between January 7, 2012 and April 7, 2012. Take up to 12 months to pay at this special rate. Any remaining balance will calculate at your regular low APR. Call us today at (251) 443-3598 and sign up today!

Don’t have a DEFCU Visa® Credit Card?
Apply today and start enjoying the privileges of being a credit union member!*

*Certain qualifications and fees apply, call for details.
 

 

Your credit union has these services available:

VISA CASH ADVANCES*

 (Any credit card with the VISA logo)

view details

WIRE TRANSFERS*

(Domestic and International)

*Call the credit union for details and applicable fees


 

Be an Owner!

Although the Credit Union offers similar services as a bank, the Credit Union is not a bank.  The Credit Union is composed of members that take part in a not-for-profit, full service financial cooperative that shares its successes with its members.  This cooperative structure enables DEFCU to distribute profits to the membership in the form of:

bullet Higher dividends on savings
bullet Lower interest rates on loans
bullet Low or no fees for services
bullet State-of-the-art technology

Members are the owners of the Credit Union and each have an equal voice. Economic democracy is practiced at the Credit Union by you, the member, voting annually for the Board of Directors. Everyone has a voice.  The credit union idea of self-help monetary services was created in the mid-19th century and in 1909 the first U.S. credit union was established. Today, almost 85 million Americans are credit union members. So, when you say, "DEFCU is my credit union", you really mean it!

Hours of Operation
Monday - Friday
8:30AM - 4:30PM
 

2012 Holiday Schedule
The credit union will be closed:

January 2, 2012
  New Years Day

January 16, 2012
  MLK Day

February 20, 2012
  Presidents Day

February 21, 2012
  Mardi Gras Day

May 28, 2012
  Memorial Day

July 4, 2012
  Independence Day

September 3, 2012
  Labor Day

November 12, 2012    
  Veterans Day

November 22-23, 2012
 
Thanksgiving

December 24, 2012
  Christmas Eve

December 25, 2012
  Christmas Day

December 31, 2012
  New Year’s Eve
  (close at 1:30 p.m.)

While we may be closed on these days, please remember you can always conduct your credit union transactions through our home banking system - IT’S ME 247 - or CU*TALK audio response at
1-800-860-5704  
(Access Code 810)

NCUA - National Credit Union Administration

Your Savings are Insured
Credit union funds are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the United States Government.

Find out more about Federal insurance on savings with NCUA's Share Insurance Tool Kit - click here.

Privacy
Degussa Employees Federal Credit Union does not ask for account numbers, passwords or Social Security Numbers through e-mail. If you receive a request for this information, you should delete it immediately.

 

 

 
 
Home | Loans | Checking and Savings | ATM and Debit Cards | Online Banking | Member Services
Degussa Employees Federal Credit Union
P.O. BOX 868
Theodore, AL 36590
Phone: 251-443-3598
Fax:  251-443-3557

Open 8:30 to 4:30 Monday - Friday (Central Time)

To report a lost or stolen Credit Card, please call 1-800-301-2424  - 24 hours a day, 7 days a week.

To report a lost or stolen Debit Card, please call 1-800-456-4307  - 24 hours a day, 7 days a week.

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