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Online Banking |
| Now offering free online Home Banking services - check your
balance and history, transfer or withdraw funds, make loan
payments. |
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Problems Accessing Online Banking? |
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If you are experiencing problems with It's Me 247 Online
Banking, please check to see if your computer is using Internet
Explorer 5 or 6 (IE5 or IE6). A recent
bulletin from Microsoft has alerted us that Internet Explorer
versions 5 and 6 are no longer supported by Microsoft, and that
these browsers can no longer be considered secure.
Microsoft offers two new browser versions – IE7 and IE8 – and
both are free. IE Version 9 is also available in beta-test mode
– however, we are not encouraging our members to upgrade to this
version yet.
Other supported web browsers include Mozilla Firefox, Google
Chrome, and Apple Safari. For links to download the new
browsers, please click here:
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Fraud Alerts |
| If you receive the following texts or emails from CUNA or
the "National Credit Union Association", please do not respond
or click on any links provided.
"Please call immediately about restrictions placed on your
account - 888-645-1787"
or
"Your Credit Union Rewards You",
THIS IS AN IDENTITY THEFT SCAM! Please do not call the
number or click any e-mail links!
Someone is trying to get your
personal information. Neither CUNA nor Degussa
Employees Federal Credit Union sent out this email. Please
be aware that the credit union does not collect your personal
information in this manner.
If you are concerned about identify theft, please contact the
credit union to ensure that your account information is correct.
Verify all statements to ensure that the transactions are
correct. Use It's Me 247 home banking to keep an eye on your
account history.
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Welcome! |
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Welcome to Degussa Employees Federal Credit Union, a full-service,
member-owned financial cooperative. Loans, checking and savings
accounts, debit cards and online banking - it's all here for you and
your family! All Evonik employees and their immediate
family members are eligible to join.
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HOME EQUITY LOANS
• TAKE A DREAM VACATION
• PAY FOR COLLEGE
• CONSOLIDATE DEBTS
• MAKE HOME IMPROVEMENTS
The money for the things you want is in the palm of your hand
with our NEW
Home Equity Line of Credit Loans!
• Low rates* and convenient access
• As an incentive to have you try our new Home Equity Line of
Credit, the credit union will pay one half of your closings
costs. This is a limited time offer and certain restrictions
apply. See us for details.
*Call for current rates.
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We are proud to offer:
Free Bill Pay by VISA®
PAY
YOUR BILLS ON-LINE THE SAFE & SECURE WAY WITH
BILLEO® and
BILLEO®+
Use your VISA®
debit or credit card!
Billeo
gives you a fast, easy and intelligent way to exercise
choice and control over your online purchases and payments.
Our award-winning toolbar streamlines online navigation and
transactions of online shopping and bill payments. Payments
go immediately to providers and retailers and electronic
receipts are automatically filed for customers.
Billeo+ offers all the great
features of the
Billeo Browser App, while adding secure, encrypted
cloud-based data storage. With Billeo+’s cloud-based
storage, you can now access your Billeo eWallet, passwords,
and receipts from anywhere.
 
 
Save
Time
Find Offers
Pay Smart
Shop Easy
For a detailed
breakdown of the features you get with the Billeo Toolbar,
please
visit our
website at
www.billeo.com
Copyright ©
2012 Billeo, Inc.
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E-STATEMENT NOTICE
TO ALL MEMBERS
Effective May 1, 2012
In an effort to control cost and maintain security, the Board
of Directors has declared that all accounts will be automatically set up
to receive statement via our website as of May 1, 2012. Your statement
will be available for viewing at
www.degussaemployeesfcu.com “Its Me 247” On-Line Banking. If you
would like to Opt-Out and continue to receive paper statements there
will be a $5.00 per statement charge for this service. Call the credit
union for details.
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NEW ATM AND NIGHT
DEPOSITORY LOCATED
AT THE CREDIT UNION BUILDING
24 Hour Cash at your
Fingertips
Drop off a Deposit or Payment
anytime! Visit our ATM
in the Admin Building on the North-Site of the Mobile Plant. |
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Auto Loan Special Extended - as low as 2.25%** |
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DEFCU is offering a special
discount of 1% off our already-low vehicle loan rates. This
means that qualified members with great credit will be able to get a
rate as low as 2.25%**! Plus, receive an additional discount
of 0.25% if you agree to have your payments made through payroll
deduction or automatic transfers.
** Reduced rates are subject to change without notice.
Certain restrictions apply; ask a loan specialist for details.
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Get up to $6,000.00* from your
Credit Union |
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Consolidate Bills
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Home or Car
Repairs
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Unexpected
Expenses
* Apply for up to $6,000.00 in loans. For Qualified
Members based on your credit worthiness and credit score, certain
restrictions apply.
Click
here
to apply online, or call us at (251) 443-3598.
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Lower your Credit Card Rate |
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Transfer
your high interest credit card balance
to a DEFCU Visa® Credit Card
Get 4.50% APR* on your balance transfer
Take up to 12 months to pay*
Don’t have a DEFCU Credit Card?
Apply today and start enjoying the privileges of being a Credit
Union member!
* Any remaining balance will calculate at
your regular low APR based on your creditworthiness and
qualification.
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Need Cash Quickly? |
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Your credit union has these services available:
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VISA CASH ADVANCES*
(Any credit card with the VISA logo) |
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WIRE TRANSFERS*
(Domestic and International)
*Call the credit union for details and applicable fees |
Be an Owner!
Although the Credit Union offers similar services as a bank, the
Credit Union is not a bank. The Credit Union is composed of
members that take part in a not-for-profit, full service financial
cooperative that shares its successes with its members. This
cooperative structure enables DEFCU to distribute profits to the
membership in the form of:
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Higher dividends on savings
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Lower interest rates on loans
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Low or no fees for services
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State-of-the-art technology
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Members are the owners of the Credit Union and each have an equal
voice. Economic democracy is practiced at the Credit Union by you, the
member, voting annually for the Board of Directors. Everyone has a
voice. The credit union idea of self-help monetary services was
created in the mid-19th century and in 1909 the first U.S. credit union
was established. Today, almost 85 million Americans are credit union
members. So, when you say, "DEFCU is my credit union", you really
mean it!
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Hours of Operation
Monday - Friday
8:30AM - 4:30PM
2012 Holiday Schedule
The credit union will be closed:
January 2, 2012
New Years Day
January 16, 2012
MLK Day
February 20, 2012
Presidents Day
February 21, 2012
Mardi Gras Day
May 28, 2012
Memorial Day
July 4, 2012
Independence Day
September 3, 2012
Labor Day
November 12, 2012
Veterans Day
November 22-23, 2012
Thanksgiving
December 24, 2012
Christmas Eve
December 25, 2012
Christmas Day
December 31, 2012
New Year’s Eve
(close at 1:30 p.m.)
While we may be closed on these days, please remember you can always
conduct your credit union transactions through our home banking system -
IT’S ME 247 - or
CU*TALK audio response at
1-800-860-5704
(Access Code 810)
Your Savings are Insured
Credit union funds are insured to $250,000 by the National
Credit Union Administration, a U.S. Government Agency, and backed by
the full faith and credit of the United States Government.
Find out
more about Federal insurance on savings with
NCUA's Share
Insurance Tool Kit - click here.
Privacy
Degussa Employees Federal Credit Union does not ask for
account numbers, passwords or Social Security Numbers through e-mail. If
you receive a request for this information, you should delete it
immediately.
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