Degussa Employees Federal Credit Union Loans

Degussa Employees
Federal
Credit Union

FAQ

Checking and Savings

ATM and Debit Cards

Member Services

FOR SALE

2006 Hyundai Tucson

Click here for more info

News

Now offering free online Home Banking services - check your balance and history, transfer or withdraw funds, make loan payments.

Fraud Alerts

If you receive the following texts or emails from CUNA or the "National Credit Union Association", please do not respond or click on any links provided.

"Please call immediately about restrictions placed on your account - 888-645-1787"

or

"Your Credit Union Rewards You",

THIS IS AN IDENTITY THEFT SCAM! Please do not call the number or click any e-mail links!

Someone is trying to get your personal information. Neither CUNA nor Degussa Employees Federal Credit Union sent out this email. Please be aware that the credit union does not collect your personal information in this manner.

If you are concerned about identify theft, please contact the credit union to ensure that your account information is correct. Verify all statements to ensure that the transactions are correct. Use It's Me 247 home banking to keep an eye on your account history.

Get the best rate on a loan with your credit union - it's easy!

1 Pick a Loan:

Purpose	Annual Percentage Rate (APR) as low as:
Purpose	New	Used
Car or truck (under $25,000)	3.75%	4.75%
Car or truck ($25,000 or more)	5.65%
Boat or Recreational Vehicle	6.75%	7.75%
Motorcycle	4.75%	5.75%
Unsecured (personal loan or VISA Credit Card)	9.90%
DEFCU share-secured	4.00%
DEFCU CD-secured	Index + 4.00%
All loan rates are quoted as Annual Percentage Rates (APR) Rates and terms may vary and are subject to change without notice. A $10.00 non-refundable application fee will apply beginning February 15, 2010. Call the credit union for more details.

2 Click here to apply:

DON’T LET THE GAP GET YOU!

GAP COVERAGE: PAYS THE DIFFERENCE OF WHAT YOUR INSURANCE CARRIER PROVIDES AND WHAT YOU OWE ON YOUR LOAN
(Keeps you from being “upside down” in the event of a total loss)

FEATURES:

TERM: UP TO 84 MONTHS
INSURANCE DEDUCTIBLE: PAID UP TO $500
MAXIMUM LTV: 125%

PRICING TO MEMBERS:

PERSONAL TRUCKS AND AUTOS: $260.00*

*MOTORCYCLES, JET SKI, ATV, BOATS, RVs PRICES VARY

2006 HYUNDAI TUCSON Utility 4-Door GL (4 Cyl)

· Power Windows

· Power Locks

· Cruise Control

· Luggage Rack

· Power Sunroof

· Read Window Defogger

· AM/Fm Stereo with CD & Cassette Player

· Other extras

Stop by or call the credit union for details!

2010 Holiday Schedule
The credit union will be closed:

January 1, 2010
New Years Day

January 18, 2010
MLK Day

February 15, 2010
Presidents Day

February 16, 2010
Mardi Gras Day

May 31, 2010
Memorial Day

July 5, 2010
Independence Day (Obs)

September 6, 2010
Labor Day

November 11, 2010
Veterans Day

November 25-26, 2010
Thanksgiving

December 24, 2010
Christmas Eve

December 31, 2010
New Year’s Eve
(close at 2:00 p.m.)

While we may be closed on these days, please remember you can always conduct your credit union transactions through our home banking system - IT’S ME 247 - or CU*TALK audio response at
1-800-860-5704
(Access Code 810)

Your Savings are Insured
Credit union funds are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the United States Government.

Find out more about Federal insurance on savings with NCUA's Share Insurance Tool Kit - click here.

Privacy
Degussa Employees Federal Credit Union does not ask for account numbers, passwords or Social Security Numbers through e-mail. If you receive a request for this information, you should delete it immediately.

Home | Loans | Checking and Savings | ATM and Debit Cards | Online Banking | Member Services

Degussa Employees Federal Credit Union
P.O. BOX 868
Theodore, AL 36590
Phone: 251-443-3598
Fax: 251-443-3557

Open 8:30 - 6:15 on Monday and 8:30 to 4:30 on Tuesday through Friday (Central Time)

To report a lost or stolen Credit Card, please call 1-800-301-2424 - 24 hours a day, 7 days a week.

To report a lost or stolen Debit Card, please call 1-800-456-4307 - 24 hours a day, 7 days a week.

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