 Online Banking |
| Now offering free online Home Banking services - check
your balance and history, transfer or withdraw funds, make
loan payments. | |
 |
|
Problems Accessing Online Banking? |
|
If you are
experiencing problems with It's Me 247 Online Banking,
please check to see if your computer is using Internet
Explorer 5 or 6 (IE5 or IE6). A
recent bulletin from Microsoft has alerted us that Internet
Explorer versions 5 and 6 are no longer supported by
Microsoft, and that these browsers can no longer be considered
secure.
Microsoft
offers two new browser versions – IE7 and IE8 – and both are
free. IE Version 9 is also available in beta-test mode –
however, we are not encouraging our members to upgrade to this
version yet.
Other
supported web browsers include Mozilla Firefox, Google Chrome,
and Apple Safari. For links to download the new
browsers, please click here:
| |
|
| Fraud
Alerts |
| If you receive the following texts or emails from CUNA or
the "National Credit Union Association", please do not respond
or click on any links provided.
"Please call immediately about
restrictions placed on your account -
888-645-1787"
or
"Your Credit Union Rewards
You",
THIS IS AN IDENTITY THEFT SCAM! Please do not call
the number or click any e-mail links!
Someone is trying to get your personal information. Neither
CUNA nor Degussa Employees Federal Credit Union
sent out this email. Please be aware that the credit union
does not collect your personal information in this manner.
If you are concerned about identify theft, please contact
the credit union to ensure that your account information is
correct. Verify all statements to ensure that the
transactions are correct. Use It's Me 247 home
banking to keep an eye on your account history.
| |
|
|
 |
LOANS |
 |
| |
Lower your Credit Card
Rate |
|
|
  |
Transfer your high
interest credit card balance
to a DEFCU Visa®
Credit Card
Get 4.50% APR* on your balance transfer
Take up to 12
months to pay*
Don’t have a DEFCU Credit Card?
Apply today and
start enjoying the privileges of being a Credit Union
member!
* Any remaining balance will calculate at your
regular low APR based on your creditworthiness and
qualification.
|
|
Get up to $6,000.00* from
your Credit Union |
|
 |
-
Consolidate Bills
-
Home or Car Repairs
-
Unexpected Expenses
*
Apply for up to $6,000.00 in loans. For Qualified Members
based on your credit worthiness and credit score, certain
restrictions apply.
Click here to apply online, or call us at (251)
443-3598.
|
Get the best rate on a loan with your
credit union - it's easy!
1 Pick a Loan:
| Purpose |
Annual Percentage Rate (APR)
as low as** |
|
New * |
Used * |
| Auto or Truck |
3.25% |
3.75% |
| Boat or Recreational Vehicle |
6.75% |
7.75% |
| Motorcycle |
4.75% |
5.75% |
| VISA Credit Card |
9.90% |
| Personal Loan (unsecured) |
8.90% |
| DEFCU share-secured |
3.00% |
| DEFCU CD-secured |
Index + 2.00% |
| Home Equity Line of Credit |
(Variable Rate-26
week T-Bill + 3.00%, minimum
4.75%)
*call for current rates and details
|
|
*All loan rates are
quoted as Annual Percentage Rates (APR).
**Terms may vary and
are based on credit worthiness.
Rates good as of July 6, 2010
and are subject to change without notice.
A $10.00
non-refundable application fee applies to all loans.
Call the
credit union for more details at (251) 443-3598.
|
2 Click here to apply:
 |
Pay your loan by automatic payment
or payroll deduction and receive an additional 0.25% discount!*
* Certain conditions apply; contact the credit
union for details. |
|
GAP Insurance - Guaranteed Auto Protection |
| 
DON’T LET THE GAP GET
YOU!
GAP COVERAGE: PAYS THE DIFFERENCE OF WHAT YOUR INSURANCE
CARRIER PROVIDES AND WHAT YOU OWE ON YOUR LOAN
(Keeps you from being
“upside down” in the event of a total loss)
FEATURES:
- TERM: UP TO 84 MONTHS
- INSURANCE DEDUCTIBLE: PAID UP TO
$500
- MAXIMUM LTV: 125%
PRICING TO
MEMBERS:
PERSONAL TRUCKS
AND AUTOS: $260.00*
*MOTORCYCLES, JET SKI, ATV, BOATS, RVs
PRICES VARY
|
Hours of
Operation
Monday - Friday
8:30AM - 4:30PM
2013 Holiday Schedule
The credit union will be
closed:
Tuesday,
January 1st –
New Years
Day
Monday,
January 21st –
MLK
Day
Tuesday,
February 12th –
Mardi Gras
Day
Monday,
February 18th –
Presidents
Day
Monday, May
27th –
Memorial
Day
Thursday,
July 4th –
Independence Day
Monday,
September 2nd –
Labor
Day
Monday,
November 11th –
Veterans
Day
Thursday,
November 28th -
Thanksgiving Day
Friday,
November 29th -
Thanksgiving Holiday
Tuesday,
December 24th –
Christmas
Eve
Wednesday,
December 25th -
Christmas
Day
Wednesday,
December 31st -
(Close at
1:30 p.m.) – New Year’s Eve
While we may be closed on these days, please remember you can
always conduct your credit union transactions through our home
banking system - IT’S ME
247 - or CU*TALK audio response
at
1-800-860-5704
(Access Code 810)
Your Savings are Insured
Credit union funds are insured to $250,000 by the
National Credit Union Administration, a U.S. Government
Agency, and backed by the full faith and credit of the United States
Government.
Find out more about Federal insurance on savings with NCUA's Share
Insurance Tool Kit - click here.
Privacy
Degussa Employees
Federal Credit Union does not ask for account numbers, passwords or
Social Security Numbers through e-mail. If you receive a request for
this information, you should delete it immediately.
| |
