Degussa Employees
Federal
Credit Union
Home About Us Contact Us FAQ Privacy
Loans
Checking and Savings
ATM and Debit Cards
Online Banking
Member Services

  Online Banking
Now offering free online Home Banking services - check your balance and history, transfer or withdraw funds, make loan payments.

Online Banking Login

  Problems Accessing Online Banking?

If you are experiencing problems with It's Me 247 Online Banking, please check to see if your computer is using Internet Explorer 5 or 6 (IE5 or IE6). A recent bulletin from Microsoft has alerted us that Internet Explorer versions 5 and 6 are no longer supported by Microsoft, and that these browsers can no longer be considered secure.  

Microsoft offers two new browser versions – IE7 and IE8 – and both are free.  IE Version 9 is also available in beta-test mode – however, we are not encouraging our members to upgrade to this version yet.  

Other supported web browsers include Mozilla Firefox, Google Chrome, and Apple Safari.  For links to download the new browsers, please click here: 

 

  Fraud Alerts
If you receive the following texts or emails from CUNA or the "National Credit Union Association", please do not respond or click on any links provided.

"Please call immediately about restrictions placed on your account - 888-645-1787"

or

"Your Credit Union Rewards You",

THIS IS AN IDENTITY THEFT SCAM!  Please do not call the number or click any e-mail links!

Someone is trying to get your personal information. Neither CUNA nor Degussa Employees Federal Credit Union sent out this email. Please be aware that the credit union does not collect your personal information in this manner.

If you are concerned about identify theft, please contact the credit union to ensure that your account information is correct.  Verify all statements to ensure that the transactions are correct.  Use It's Me 247 home banking to keep an eye on your account history.

 

 

 

Transfer your high interest credit card balance

to a DEFCU Visa® Credit Card


Get 4.50% APR* on your balance transfer
Take up to 12 months to pay*
Don’t have a DEFCU Credit Card?
Apply today and start enjoying the privileges of being a Credit Union member!
 

* Any remaining balance will calculate at your regular low APR based on your creditworthiness and qualification.
 


  • Consolidate Bills

  • Home or Car Repairs

  • Unexpected Expenses

* Apply for up to $6,000.00 in loans.  For Qualified Members based on your credit worthiness and credit score, certain restrictions apply. 

Click here to apply online, or call us at (251) 443-3598.

 

Get the best rate on a loan with your credit union - it's easy!

1  Pick a Loan:

  Purpose

Annual Percentage Rate (APR) as low as**

New *

Used *

  Auto or Truck 3.25% 3.75%
  Boat or Recreational Vehicle 6.75% 7.75%
  Motorcycle 4.75% 5.75%
  VISA Credit Card 9.90%
  Personal Loan (unsecured) 8.90%
  DEFCU share-secured 3.00%
  DEFCU CD-secured Index + 2.00%
  Home Equity Line of Credit (Variable Rate-26 week      T-Bill + 3.00%, minimum 4.75%) 
*call for current rates and details

*All loan rates are quoted as Annual Percentage Rates (APR).
**Terms may vary and are based on credit worthiness.
Rates good as of July 6, 2010 and are subject to change without notice.
A $10.00 non-refundable application fee applies to all loans.
Call the credit union for more details at (251) 443-3598.

2  Click here to apply:

Pay your loan by automatic payment or payroll deduction and receive an additional 0.25% discount!*

    * Certain conditions apply; contact the credit union for details.

  

DON’T LET THE GAP GET YOU!

GAP COVERAGE: PAYS THE DIFFERENCE OF WHAT YOUR INSURANCE CARRIER PROVIDES AND WHAT YOU OWE ON YOUR LOAN
(Keeps you from being “upside down” in the event of a total loss)

FEATURES:

  • TERM: UP TO 84 MONTHS
  • INSURANCE DEDUCTIBLE: PAID UP TO $500
  • MAXIMUM LTV: 125%

PRICING TO MEMBERS:

PERSONAL TRUCKS AND AUTOS: $260.00*

*MOTORCYCLES, JET SKI, ATV, BOATS, RVs PRICES VARY
 

 

Hours of Operation
Monday - Friday
8:30AM - 4:30PM
 

2013 Holiday Schedule
The credit union will be closed:

Tuesday, January 1st

 

New Years Day

 

Monday, January 21st

 

MLK Day

 

Tuesday, February 12th

 

Mardi Gras Day

 

Monday, February 18th

 

Presidents Day

 

Monday, May 27th

 

Memorial Day

 

Thursday, July 4th

 

Independence Day

 

Monday, September 2nd

 

Labor Day

 

Monday, November 11th

 

Veterans Day

 

Thursday, November 28th -

 

Thanksgiving Day

 

Friday, November 29th -

 

Thanksgiving Holiday

 

Tuesday, December 24th

 

Christmas Eve

 

Wednesday, December 25th -

 

Christmas Day

 

Wednesday, December 31st  -

 

(Close at 1:30 p.m.) – New Year’s Eve

While we may be closed on these days, please remember you can always conduct your credit union transactions through our home banking system - IT’S ME 247 - or CU*TALK audio response at
1-800-860-5704  
(Access Code 810)

NCUA - National Credit Union Administration

Your Savings are Insured
Credit union funds are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the United States Government.

Find out more about Federal insurance on savings with NCUA's Share Insurance Tool Kit - click here.

Privacy
Degussa Employees Federal Credit Union does not ask for account numbers, passwords or Social Security Numbers through e-mail. If you receive a request for this information, you should delete it immediately.

 

 

 
 
[The link bar feature is not available in this web]
Degussa Employees Federal Credit Union
P.O. BOX 868
Theodore, AL 36590
Phone: 251-443-3598
Fax:  251-443-3557

Open 8:30 to 4:30 Monday - Friday (Central Time)

To report a lost or stolen Credit Card, please call 1-800-301-2424  - 24 hours a day, 7 days a week.

To report a lost or stolen Debit Card, please call 1-800-456-4307  - 24 hours a day, 7 days a week.

 © Website Design by CU*SOUTH - We Grow Credit Unions!  All rights reserved.  Last updated 12/29/2010.